Europrotocol
From January 01, 2024, registration of insured events will start in Kazakhstan under a simplified procedure for settling insurance payments for compulsory motor insurance (Europrotocol).
What is the Europrotocol?
Europrotocol is an opportunity to issue an insured event in a simplified form using a mobile application, if (mandatory conditions):
- only two vehicles are involved in the accident;
- there is no harm to human life and health;
- the property of third parties was not damaged;
- the amount of damage within the established limit (not higher than 100 MCI);
- participants in an accident must have valid compulsory auto insurance policies;
- the parties must agree on who is the culprit and who is the victim of the accident.
To begin with, participants in an accident must register in a mobile application, where they consent to the collection and processing of their personal data through the CAP (control of access to personal data) via SMS 1414, then through the State databases access to digital documents of participants in an accident.
Why do you need digital documents of participants in an accident to fill out a declaration using the simplified method?
In order to:
- identify the identities of the participants in the accident;
- reconcile the IIN and mobile number (a mandatory condition for registering a mobile number in the BMG (Mobile Citizens Database)) of the participants in the accident;
- signing the declaration using biometrics and cloud EDS.
Next, the road accident participants fill out a questionnaire, photograph the vehicle (damaged elements), documents and sign a declaration. During these actions, there is a check for the availability of an insurance policy for the specified IIN and STRP of the vehicle, as well as for duplication of an insured event. If at least one of the participants in the accident does not have an insurance policy, then it is proposed to call the traffic police to file an accident. After signing the declaration, the UID (Unified Insurance Database) assigns a unique number of the insured event, and the participants in the accident can leave the place of the accident. Further action will be taken by the insurance company of the guilty party.
This mobile application will also provide an opportunity to issue an insured event in a simplified form to legal entities and non-residents of the Republic of Kazakhstan.
